SiManja Savings Account

Syariah Concept

Al-Wadiah Yad Ad Dhamanah (Guaranteed Safe Custody)

Type of Account
  • Individual
    • Minor Account with Trustee
  • Open to ages below 18 years old
  • Open to Muslims and Non-Muslims
  • The parent(s) or guardian(s) shall hold(s) the minor’s account(s) in trust until minor reaches 18 years old
  • Upon reaching 18 years old, account will automatically be converted to Al-Wadiah Account in the sole name of the minor
  • Open to Bruneian citizens and permanent residents
  • Initial Deposit of $50
Methods of Deposit
  • Cash Deposit
  • Cheque Deposit
  • Bank Standing Instruction
  • Salary Deduction
  • Multi-Function Machine (MFM)
Basic Documentation Requirement*
  • Birth Certificate
  • Identity Document of parent(s) or guardian(s)
  • Special Hibah at TAIB’s discretion at the end of the year
  • Auto Zakat Deduction
  • Syariah Compliant
  • Capital Protected
  • Short Message Service (SMS) Notification
  • No restriction on the number of withdrawal
Frequently Asked Questions
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Product Disclosure Sheets
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