Naqd (Overdraft)

Manage your cash flow by applying to our Overdraft product, especially during rainy days!

Syariah Concept


This is a Syariah principle whereby TAIB will purchase Commodities from a supplier through Bursa Suq Al-Sila' to the value of the financing amount, and then sells the Commodities to the Customer at a Murabahah (cost plus profit) price on a deffered payment basis.

  • Age between 18 to 60 Years old
  • Brunei Citizens & Permanent Residents
  • Net income of BND1,750 and above
Required Documents
  • Identity Card
  • Latest Salary Slip
Features & Benefits
  • Flexible repayment with no fixed monthly repayment schedule.
  • Quick access to funds especially at times of need.
  • Profit charged is based on the utilized amount only.
Product Disclosure Sheets
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